I don’t know about y’all, but I love free stuff. I mean, who doesn’t? I am the queen of free samples and survey rewards, and recently I’ve been looking into rewards credit cards.
A few years ago, I switched from Wells Fargo Bank to a Texas credit union that offers 10 cents for every debit card transaction. I was still working as a waitress when I first made the switch, so I rarely used my debit card and earned barely any cash back. This year, I’ve already earned more than $50 in rewards, and it’s only September. Since I buy a lot of stuff online, I decided a rewards credit card might fit my needs, in addition to my debit card. Unfortunately for me, my credit score is terrible after racking up too much credit card debt in my undergrad days.
Luckily, there are hundreds of options for rewards card, with rewards ranging from cash back to store discounts, airline miles and hotel rewards. While some only accept clients with great credit, others are willing to accept those with poor credit, like me.
Thanks to the infographic below, you can get some of your rewards card questions answered. The people over at License Direct have compared the top 25 rewards cards and looked at how much the card’s annual fee will cost you, how many rewards points you can earn with each purchase, how valuable those points are, and what sign up bonuses the card provider offers.
If you’ve been toying with the idea of signing up for a rewards credit card, but aren’t sure which is right for you, check out today’s handy dandy infographic. And remember, just like mobile applications, there’s probably a credit card for that.4.2k