Blog Posted In Education, Lifestyle

Things You Should Know Before Signing a Prenup (2022)


By | source: Aug 19th, 2022

Despite being frowned upon and viewed negatively in society, a prenup is actually a useful and legitimate contract that clearly sets out what happens in case of the death of one spouse or separation of a married couple. 

Though it is still not the best topic to talk about before marriage, you would be wise to raise the subject. But there are things that you should know before signing a prenup and that is exactly what this article will educate you about. 

What Is A Prenup? 

In simple words, a prenup is a legal agreement that is signed between couples before marriage. Before a prenup can be signed though, both parties need to disclose their financial attainments, assets, and any other valuable possessions. 

This contract gives solid protection by protecting the financial rights of each spouse and sets out the division of assets in the event of a death or a divorce. 

You can carve out a prenup agreement by yourselves. But it’s best if you can take professional help by consulting a prenup lawyer. 

Here Is What To Know Before Signing A Prenup

Showing Complete Transparency

Being transparent as a partner is the main basis of signing a prenup contract. You need to be honest while entering the prenuptial contract. 

If you conceal any important information regarding your finances, the contract will not be valid. But remember, this contract never encourages divorce rather it encourages strengthening marital bonds by fostering trust and transparency between couples. 

  • Liabilities and Assets Disclosure

As mentioned before, you cannot conceal anything. You and your spouse need to disclose all your liabilities and assets. Your spouse should be aware of all of your financial records. Your prenup contract should have all of your bank statements, tax records, and assets like a car, motorcycle, or boat. While partners should know about assets, they are also bound to disclose their liabilities too.

  • Legal Document Maintaining a Perfect format

To make your contract legally enforceable, your contract must have a perfect format abiding by all the general rules of a legally enforceable contract and having transparent disclosure.

  • Disclosure Of Beneficiary Inheritance

Any partner having a beneficial inheritance from family members must disclose such matters. If you receive funds from a trust fund or may do so in the future, you need to disclose that as well. 

  • Don’t Sign The Contract a Day Before

You need to maintain a certain timeline when it comes to signing a prenup agreement. For instance, you can’t simply sign it on the day of the marriage or even the day before. The contract must be designed, discussed, and written at least 30 days before the marriage. 

  • Fair Consent Of Both

Last but not the least, one of the main factors that make a prenup agreement legally enforceable is consent. Both you and your spouse need to consent to enter the agreement. So you need to make sure that it’s fair and beneficial for both. 

Benefits Of Signing A Prenup

In order to tell you the benefits of signing a prenup, let us start with what happens when you don’t have a prenuptial contract signed. 

If you somehow get divorced or the death of your partner takes place, you may end up in a situation marked by financial insecurity. For instance, you may lose some of your precious assets or you may end up with a huge liability from your spouse. 

But you can avoid such calamitous situations by having a prenup agreement. For instance, debt can ruin marriages but you can ensure that you don’t have to suffer from debilitating debt once you get a divorce if you have a fair prenup agreement. 

Some Barriers To Prenup Signing

While talking about the limitations of a prenup, one of the important facts is it doesn’t decide the child custody or the child support payments. In addition, there is a host of other factors outside the purview of traditional prenup agreements. So you need to be aware of those and prepare for them separately in the event of divorce. 

Who Can Sign A Prenup Agreement

Well, there are no special criteria to be discussed as long as you and your partner consent to entering a prenup agreement before marriage. 

But the process to enter a prenup agreement and how it needs to be crafted in order to be legally enforceable varies from state to state. So learn about the laws of your state, preferably from an experienced lawyer, and then sign the prenup. 

Can A Prenup Be Invalided

Though a prenup is considered to be the fairest agreement between couples, the agreement can be revoked if any one party feels the laws, and clauses are unfair or if there is no transparency. But there might be some legal hurdles in this case. 

Seeking Professional Help From Prenup Lawyers

Well, it is not mandatory that you need prenup lawyers to enforce a prenup agreement but hiring them would be the best way to go. A lawyer will make the process of entering and enforcing a prenup easy for you.  

But you and your spouse need to hire separate attorneys to get the best agreement. This arrangement can also be helpful in resolving disputes. 

Wrapping Up

It’s time to dispel the view that a prenup contract encourages divorce or sows the seeds of division between couples. But as there is no certainty of the death of a person and at times divorce becomes inevitable, only a prenup contract can give you fair financial stability. 

As someone about to get married, you must consider a prenup agreement no matter how uncomfortable it may seem. And now that you know the basics about prenup agreements, it should be no trouble at all! 

 

Blog Posted In Education

The History Behind US Student Communities


By | source: Nov 25th, 2022

(alt = ‘students are happy before lesson’, source = https://ru.freepik.com/free-photo/free-time-of-a-students-bachelor-s-campus-life-rhythm-five-friendly-students-are-walking_2583709.htm#query=students&position=1&from_view=search)

 

US student communities are special men’s and women’s organizations, they are literally called “brotherhoods” and “sisterhoods”, since the students included in them have certain rights and are subject to the charter of their community.

 

These organizations have been successfully operating in the universities of North America for about 3 centuries. In Europe, there are similar student organizations – student corporations, designed to organize young people into organizational groups for a more productive and fun life and study at universities.

 

Student communities in the United States, as a rule, have a name consisting of Greek letters and are divided into women’s and men’s. 

 

How to join a US community?

But joining one of the US communities is not so easy. First of all, one must have some financial position in order to be able to make fraternal dues and pay for their living in special campuses assigned to the community.

 

There were cases when for this it was necessary to walk naked around the campus or drink sour milk. But the desire of candidates to join the student community is so great that, despite the obvious health risk, they are ready to make even less of such sacrifices. 

 

The first student society was called “Fi. Beta. Kappa. It included people who were very popular at that time – writers, politicians, poets, etc.

 

There is a place in US student communities and strict laws, failure to comply with which can lead to expulsion not only from the community, but also from the educational institution. It is desirable to show progress in studies, no one likes stupid people. By the way, performance must be shown everywhere. So, sometimes students use essay writing service cheap to help them with homework.

 

For example, if a member of the student body is seen drunk in their fraternity uniform, they may be kicked out of the association. It is believed that by showing up drunk in a fraternity uniform, you are disregarding the values ??of your community, which means that such people have no place among the brothers. Therefore, such a student is expelled from the community, and for sure, no other student will want to accept him.

The most prestigious communities 

Being a member of Phi Beta Kappa is a huge honor that many students, now both men and women, aspire to receive. All participants must indicate this experience in their resumes, and potential employers check the information at the national office. Getting into such a prestigious society is not easy. For example, at the George Washington University in Phi Beta Kappa, they only take a very high average score – at least 3.7 out of 4.0. 

 

In addition, knowledge of a foreign language and a successfully completed course in mathematics or statistics are required. If you want to ask for professional’s help with college assignments, look for online writing services like writemypapers.me

 

The first officially registered student association was the Chi Phi fraternity. It opened at Princeton University on December 24, 1824, the eve of Catholic Christmas. The founders declared the main principles of the community to be truth, honor and integrity of the individual.

 

Later, similar organizations began to multiply rapidly throughout the country. Students wanted to unite to stimulate each other’s ambitions, to encourage the highest manifestations of courage, to develop leadership qualities, responsibility and composure.

Why should one join one of the US communities?

Fellowship provides a lot of benefits – and it’s not just about parties at the end of the school week. Most importantly, networking is the basis of social interaction with peers. Most university students will only keep in touch with 4-6 really close friends. As soon as you join your brotherhood, you immediately get to know 30-40 new people who you could trust and make real friends with.

 

It has been proven time and time again that your chances of getting a job are higher if your future boss or hiring manager belongs to the same fraternity. 20 or 30 years ago, when social media and job sites like LinkedIn didn’t exist, fraternity connections were even more rewarding.

 

Blog Posted In Business, Finance, Marketing, Recreation, Sports

How to Manage Funds at Online Casinos


By | source: Nov 12th, 2022

With the current popularity of technology and online things, there are also now online casinos available for gamblers to play without having to travel to casinos. But when online gambling, it is important to have a proper management plan for your funds.

 

Having a good money management plan can go a long way when gambling at online casinos. This article will explain how to manage your funds at online casinos properly.

1. Creating and Sticking to a Budget Plan

One of the most common things you should know when gambling is that you shouldn’t gamble more money than you can handle to lose. This is a very important rule to stick by when starting to gamble. Gambling is risky as there is little assurance that you will always come out as a winner. This is why you must never gamble amounts of money you can’t afford.

 

Before gambling, you should create a budget plan to familiarize yourself with the extent of your funds. Even if you have a winning streak, there are always big losses in every gambling session. The risk of losses shows why you should always remember to stick to a budget plan to avoid major financial problems.

2. Create a Gambling Schedule

Compared to playing casino games at real casinos, it is much easier and more enticing to gamble at online casinos. Because of this, it is necessary to have a schedule to stick by and acknowledge that gambling is only a special occasion. Only have specific days in a week where you should allow yourself to gamble online.

 

When creating a schedule, you should only increase the time of your sessions when your income from gambling is increasing rapidly. But if not, you should maintain discipline and control yourself from gambling online too much. If you gamble on a schedule, you may win more than you lose. If that’s the case, let’s hope you are at a fast payout casino to help get your winnings more quickly.

3. Don’t Gamble Using Emotions

When gambling, it is crucial that your emotional responses don’t overpower your logical reasoning. Especially when you have significant losses from gambling online, you should be logical and take a break from gambling instead of trying to win your losses back out of anger. While playing some more after losing may seem necessary, taking the logical course of action will be more beneficial down the road.

4. Always Withdraw your Winnings

When gambling, you can consider your money from this activity winnings when your losses do not outweigh your winning bets. When left with money that is pure profit, it means that the personal funds that you have initially invested are not at risk.

 

You should maintain your bankroll at the total you invested initially, showing that you display a smarter and more professional way of gambling. Withdraw the house’s money and use it to increase your original investment.

Conclusion

Online casinos offer a fun and convenient way for gamblers all over the world to earn some money. However, it may be more tempting to bet your money on these online casinos irresponsibly because of their convenience. As a gambler, you should always know how to be responsible and stick to a money management plan to ensure you don’t suffer significant financial losses.

 

Blog Posted In Education, Lifestyle, Recreation, Sports

8 Reasons Why Poker Is About Skill


By | source: Nov 11th, 2022

Poker relies heavily on fortune whenever done for just a brief moment. It becomes more of a skill-based card game the further you participate. Generally, most participants would’ve played this game for a lesser period. The veteran players, however, might have invested a lot of time in this game.

 

Whether you’re less about skill and more about luck, you should look at the best roulette apps and give it a spin.

Reasons Why it is a Game of Skill

You must take steps to lessen the influence of chance within your match. By accomplishing this, you’ll provide yourself with greater power regarding your accomplishment.

1. Game of Chances

If you’ve ever played this card game, you know how significantly your hand differs from your rivals’ in terms of cards. There is no longer luck because cards can potentially impact the game’s outcome significantly. 

 

Certainly, there is still a minimal amount of short-term luck left. In the long run, however, the likelihood is always true.

2. Your Abilities Matter

Poker is a mastery game that grows more complex as players play additional rounds. The ability required for winning such cards might be 100% as the maximum count of cards dealt approached infinitely. This isn’t feasible, rationally speaking. On average, the chances will ultimately be to your advantage.

3. Anticipated Variables

You could utilize mathematics to your advantage in each game of poker and choice you make. Each anticipated value is the average, long-term value of that situation. Beneficial or bad outcomes are also possible.

 

It is irrelevant what the outcome of the present round is for evaluating predicted value. The overall worth of the circumstance is the sole factor that matters. A skilled player will eventually prevail in a given circumstance.

4. Difference in Playing Abilities

There are quality and terrible players in the game of poker. The choices they make during the game greatly impact how it turns out. Greater compared to a player who makes poor decisions, a player who can make better decisions.

5. Varying Rules

As you are aware, players must obey regulations in this game. Poker can’t be played without such regulations. Additionally, whenever regulations are established, they apply to every participant. Not many factors can change the game’s outcome because everyone must adhere to the regulations.

6. Starting Cards

Poker games involve a variety of events, many of which have an impact on the result. All players initially receive 2 cards for each round. Before proceeding, every player must make their initial choice—whether or not they’ll accept the pot.

7. Set of Cards

Each event at a poker game is foreseeable. The issue arises when it is necessary to consider many potential outcomes. Because there are so many decks with predetermined values, each hand has a wide range of potential results.

8. It Requires Patience

You must develop the ability to manage your feelings and maintain a composed mindset. Maintaining your composure is critical since breaking it will result in financial loss. You’ll need to practice that talent over time.

Conclusion

Luck isn’t a factor in every competition with regulations and elements. The argument is that anything could be quantified and that doing so is perfectly legal. Every player who doesn’t factor in probabilities would claim that poker is just a match of luck.

Blog Posted In Business, Education, Tech

How to Make Interactive Google Slides Presentations


By | source: Nov 7th, 2022

One of your biggest fears as a presenter is probably getting bored listeners. Whether virtual viewers behind screens or live ones, you’re definitely seeking ways to attract, engage, and excite them. However, you don’t want to bore the addressees when presenting your ideas to them. Besides, a sleek and appealing Google slides design makes you credible in the eyes of the audience. Moreover, an interactive deck makes it easy to impress your target audience and place your business ahead of the competition.

As you plan your presentation, your aim should be to keep the audience glued to the content. That means you should have a robust content plan before preparing the presentation. If you don’t have the right strategy in place, your audience may end up overlooking the most crucial parts of your presentation. Making Google slides interactive for the business presentation to go smoothly shouldn’t be a hard task with the following tips.

Use Excellent Templates

Even before the listeners begin internalizing your content, your templates’ outlook will attract or repel them. So it would be best to create a memorable impression. The theme of your slideshow should correlate to the theme of the exhibition. You don’t want to confuse the viewers right from the beginning. Designing a suitable presentation template from scratch may be a daunting task. Fortunately, Google has pre-designed templates that you can choose from. They range from those with playful themes to professional and business-looking ones. With an exceptionally-designed template, you can make your deck stand out.

Incorporate Relevant Images in Your Deck

One of the aspects that the addressees assess when viewing the deck is the visual appeal. Slides that look jumbled and dull will likely kill the viewers’ attention. Therefore, if you want to have an outstanding presentation, it is best to master how to make Google slides interactive by incorporating the right images. Apart from emphasizing the message in the keynotes, the images help the participants to stay focused for a long time.

You shouldn’t pick any image and embed it on your deck. Instead, ensure it’s appropriate for the situation at hand. If you have previously downloaded and saved images, you’re at liberty to use them. Alternatively, you can search for the right pictures from Google to make the slides more engaging. However, you should use light files to prevent your business presentation from lagging.

Moreover, Google slides have different options when it comes to image shapes. Therefore, you shouldn’t restrict your images to the default rectangular and square shapes. Alternatively, you have many fun shape options to keep your audience glued to your presentation content.

Simplify Statistics Using Infographics

In some cases, your presentation may have complex data. Your audience may find it difficult to follow the discussion if you present the data in its raw form. Make infographics part of your deck to improve the appeal, make work easy for your participants, and improve your credibility. The infographics you decide to use should convey the correct information and be labeled well. For instance, the title, the y-axis, and the x-axis of a graph should be labeled so the addressees can understand it without asking what it represents. Examples of infographics you can use include:

  •       Flowcharts
  •       Bar graphs
  •       Pie charts
  •       Histograms

Put the Right Videos

Appropriate videos are a recipe for interactive Google slides. They also make your exhibition attractive and interesting. Just like in the case of images, you should ascertain that the videos add value to your presentation. If not, you shouldn’t add them to the slides. Ideally, you can use pre-save videos or search on platforms such as YouTube.

How do you ensure you embed the right videos in your deck? First, watch the video and ascertain it is related to the content in the slides. You can also edit it to ensure it’s of the right size, length, and lighting. Also, place it on the right part of your slides. As you add this video, put yourself in the audience’s position. If you feel the video isn’t appropriate, you can replace or remove it altogether.

Use Font Formatting Techniques

Fonts can make or break the presentation. Therefore, you should choose the most appropriate fonts to create a long-lasting impression on your participants. It is best to use one or two fonts throughout for consistency and neatness. The text should also be easy for the addressees to read. So choose the right text size, color, and type. Many text options are available on Google slides. Explore and experiment with different fonts before you choose what works for you. When it comes to the texts, you should be careful not to go overboard with them. If you do, you may end up losing the audience’s attention. So maintain brevity and clarity in every slide.

Pick an Appropriate Right Color Combination

Another element of your deck that you shouldn’t take lightly is the color combo. Remember that people have an emotional and psychological attachment to colors. So if you pick an inappropriate color combo, the deck will be less appealing. The most appealing colors for slides have high contrast for easy visibility. The color on the background should make it easy for the viewers to read the texts on your slides. If you have a dark background, then use bright accent colors and light text. If your business already has brand colors, use them to emphasize the aspect of identity to the viewers.

Bottom Line

Whether you aim to win investors, a lucrative contract or just inform, a properly-designed presentation would carry some weight. So making the presentation attractive is a key ingredient for making it outstanding. In addition, interactive slides will pass information effectively while keeping the audience engaged. So choose the appropriate templates, use images and videos in your slides, and format your fonts appropriately. Besides, you should choose the right color combination. Finally, remember to focus on the essentials, pare down the presentation to relevant facts, and motivate the viewers to action.

Blog Posted In Entertainment, Mind Blowing, Sports

Famous Casino Players Who Cheated to Win


By | source: Nov 6th, 2022

It’s nice to win whenever playing in casinos, but it is hard if you aren’t lucky at all. These famous casino cheaters made their luck and did not wait around for it to come to them. If you want to try your luck in gambling or casino games, click here. Get to know more about what they did to win more bets through cheating and altering the road to getting lucky in casinos they play in.

 

Dominic LoRiggio

This man has introduced the technique of manipulating the dice by tossing them precisely as they stay together in the air. Letting it land gently against the craps table lets you get the rolls you need in the game. “The Dominator,” as he is called, dominated the game of blackjack and craps tables. You can learn this controlled shooting by practicing every day for hours with your dice.

 

Ida Summers

You’re mistaken if you think cheating in gambling and casinos is a man’s game. Ida summers is a classic example of using beauty and charm to distract pit bosses and dealers. In the 1960s, she was known as the Vegas Vixen due to her capability of successfully seducing and distracting many casino game bosses in her time. She admitted that she does cheat as well when playing. 

 

Monique Laurent

Another example of a femme fatale that has been enabled to outwit the casino industry is Monique Laurent. She has won more than 1 million USD from roulette at Deauville Casino. Using a device that tampered with the roulette ball through a radio receiver is what she does. This scam happened in 1973 and was considered advanced and ahead of its time. 

 

Louis Colavecchio

Mr. Colavecchio is a known manufacturer and counterfeiter of slot machine coins he’d use all over casinos in the United States. His unlawful operation was a success and produced thousands of fake casino coins. He was arrested in 1998, released, and arrested again in 2006. He then reduced his sentence of jail time by making a deal with law enforcement to help educate casinos on how to avoid scams like these.

 

“Mumbles”

The only information about this casino cheater is that he was born in 1897 and is from New York. A throat operation required him to use a voice box to speak; otherwise, he would mumble most of the time. Back then, the fast substitution of chips from roulette or craps for more cash value without proofing was not imminent. He used ‘past-posting‘ for his cheating method and has made so much money.

 

Tommy Glenn Carmichael

A repairman that has been “repairing” Fruit slot machines for over four decades enabled them to rig more than a million dollars every time. Even you would be impressed for sure with how he does it. From the 1990s-1996, he became so popular in taking advantage of his knowledge of slot machines that he would rig them to spit out millions. Its popularity then alarmed the police leading to his arrest.

 

MIT Blackjack Team

Did you know that the film ’21’ is a true-to-life story made into a movie? This blackjack team used their strategy in the 1990s to outwit and predict every deck of cards to a new level. Using the strategy of probability and statistics, they could know what will happen next to the bets they place with increased accuracy. This has enabled them to win card games they bet on.

 

Conclusion

It is amazing how many individuals would do almost anything to win casino games. Though it is tempting to cheat so you can win in casino games, it is highly punishable by law.